On the checkout page, if you have created a custom field checkbox, it will be unchecked by default. If you want to have it checked by default then you can insert the following code on your checkout page:
<script>
jQuery(function() {
jQuery('#mm_custom_field_13:nth-child(3)').prop('checked', true);
});
</script>
This example is for custom field 13, you would replace that number with the ID of your custom field.